1. Acceptance of Terms
By accessing and using CalloutX ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Description of Service
CalloutX is a social platform that allows users to:
- Create and participate in social challenges
 - Make financial contributions to challenges
 - Connect with other users through Twitter/X integration
 - Manage digital wallets and transactions
 - Share and engage with challenge content
 
3. User Accounts
Account Creation
- You must provide accurate and complete information
 - You are responsible for maintaining account security
 - You must be at least 13 years old to create an account
 - One person may not maintain multiple accounts
 
Account Responsibilities
- Keep your login credentials secure
 - Notify us immediately of any unauthorized access
 - You are responsible for all activities under your account
 - Maintain accurate and up-to-date information
 
4. Acceptable Use
Permitted Uses
- Creating legitimate social challenges
 - Participating in challenges in good faith
 - Making genuine contributions to challenges
 - Engaging respectfully with other users
 - Sharing appropriate content
 
Prohibited Activities
- Creating fake or misleading challenges
 - Harassment, bullying, or threatening behavior
 - Spam, scams, or fraudulent activities
 - Violating intellectual property rights
 - Attempting to manipulate or game the system
 - Creating challenges that promote illegal activities
 - Sharing inappropriate, offensive, or harmful content
 - Circumventing platform security measures
 
5. Financial Transactions
Payments
- All payments are processed through PayPal
 - You are responsible for all charges made to your account
 - We reserve the right to refuse or cancel transactions
 - Transaction fees may apply as determined by PayPal
 
Refunds
- Refunds are generally not available for completed challenges
 - Refunds may be issued in cases of technical errors
 - Disputed transactions will be handled through PayPal's dispute process
 - We reserve the right to issue refunds at our discretion
 
Wallet Balances
- Wallet balances are non-transferable
 - Unused balances may be subject to inactivity fees
 - We may freeze accounts with suspicious activity
 - Wallet funds are not insured or guaranteed
 
6. Content and Intellectual Property
Your Content
- You retain ownership of content you create
 - You grant us a license to use your content on the platform
 - You are responsible for ensuring you have rights to share content
 - You represent that your content does not violate others' rights
 
Platform Content
- CalloutX and its features are protected by intellectual property laws
 - You may not copy, modify, or distribute our platform
 - Our trademarks and logos are protected
 - You may not reverse engineer or attempt to extract source code
 
7. Privacy and Data
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using our service, you consent to the collection and use of information as described in our Privacy Policy.
8. Moderation and Enforcement
Content Moderation
- We reserve the right to review and moderate all content
 - We may remove content that violates these terms
 - Users can report inappropriate content or behavior
 - We may suspend or terminate accounts for violations
 
Appeals Process
- Users may appeal moderation decisions
 - Appeals will be reviewed by our team
 - Decisions on appeals are final
 - We will provide reasons for our decisions when possible
 
9. Disclaimers and Limitations
Service Availability
- The service is provided "as is" without warranties
 - We do not guarantee uninterrupted service
 - We may modify or discontinue features at any time
 - Technical issues may affect platform functionality
 
Limitation of Liability
- We are not liable for indirect or consequential damages
 - Our liability is limited to the amount you paid for the service
 - We are not responsible for third-party actions or content
 - You use the service at your own risk
 
10. Indemnification
You agree to indemnify and hold harmless CalloutX, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the service, violation of these terms, or infringement of any rights of another party.
11. Termination
Account Termination
- You may terminate your account at any time
 - We may terminate accounts for violations of these terms
 - Termination may result in loss of access to content and funds
 - Some data may be retained for legal or operational purposes
 
Effect of Termination
- Your right to use the service will cease immediately
 - We may delete your account and associated data
 - Outstanding financial obligations remain in effect
 - Provisions that should survive termination will remain in effect
 
12. Governing Law
These terms are governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to conflict of law principles. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].
13. Changes to Terms
We reserve the right to modify these terms at any time. We will notify users of significant changes through the platform or by email. Your continued use of the service after changes constitutes acceptance of the updated terms.
14. Contact Information
If you have any questions about these Terms of Service, please contact us at:
Email: legal@calloutx.com